Buy vs. Rent Calculator

Compare total cost over time and see when buying wins.

Current Market Rates

30-yr Fixed6.50%15-yr Fixed5.80%VA 30-yr6.10%

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Compare building equity vs. investing while renting. Uses modeled taxes, insurance, and 1% maintenance.

Home purchase price

Down payment

Interest rate (%)

Expected annual home appreciation (%)

Current monthly rent

Expected annual rent increase (%)

Expected investment return if renting (%)

Loan term

Results

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