First-Time Homebuyer Programs
Programs designed for people buying their first home.
Buying your first home is a big step. You might be wondering how much you need for a down payment, what your credit score has to be, or whether you qualify for help. The good news is there are several programs that can work for first-time buyers. FHA loans often allow as little as 3.5% down and are more forgiving on credit. Conventional programs sometimes go as low as 3% down. And depending on where you live, down payment assistance may be available through state or local programs. I can walk you through your options and help you figure out what fits your situation.